Website Terms of Use

1. Acceptance of Terms

By accessing or using SkinnerupBooks.com (the "website"), you agree to these Website Terms of Use. If you do not agree, do not use the website.

2. Website Purpose

The website provides general information about Christina Skinnerup's virtual bookkeeping services and a way to request a consultation. Content is provided for general information only and does not constitute tax, legal, accounting, investment, or other professional advice.

3. No Client or Professional Relationship

Using the website, submitting a form, booking a Clarity Call, or exchanging email with Christina Skinnerup does not by itself create a client, professional, or fiduciary relationship. No such relationship exists until a written engagement is signed.

4. Written Agreement Required

A service relationship begins only after Christina Skinnerup and the client agree in writing to a specific scope of work, fees, and other terms in a signed engagement letter or services agreement.

5. Bookkeeping Scope and Exclusions

Christina Skinnerup provides virtual bookkeeping services. Services do not include:

• Tax preparation, tax advice, or tax filing;
• Legal advice or the practice of law;
• Investment advice or financial planning;
• Payroll processing;
• Audit, attest, or CPA services;
• Authority to move, transfer, or hold client funds.

Christina Skinnerup is not a CPA, attorney, tax preparer, or financial advisor. Clients are responsible for obtaining tax, legal, and other professional advice from appropriately licensed professionals.

6. QuickBooks Online Requirement

Christina Skinnerup's bookkeeping services require the client to maintain an active QuickBooks Online subscription in the client's name. QuickBooks Online fees are billed by Intuit and are separate from bookkeeping fees.

7. Website Pricing

Any prices or pricing ranges displayed on the website are illustrative and nonbinding. Actual fees are determined during the engagement process, based on scope and complexity, and are stated in the signed engagement.

8. Information Submission Restrictions

Do not submit highly sensitive financial information — such as bank account numbers, full credit card numbers, tax identification numbers, or payroll data — through public website forms. Christina Skinnerup may accept or decline any submission, engagement request, or prospective client relationship at her discretion.

9. Account Security

If you create a client login, you are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. Notify Christina Skinnerup promptly of any suspected unauthorized use.

10. Client Responsibilities

Clients are responsible for providing complete, accurate, and timely information; maintaining source documents and backups; approving classifications and reconciliations as requested; and complying with applicable laws and filing obligations.

11. Acceptable Use

You agree not to:

• Use the website in violation of any applicable law;
• Attempt to interfere with the website's security or availability;
• Access accounts, data, or systems you are not authorized to access;
• Scrape, harvest, or reuse website content without permission;
• Submit false, misleading, infringing, or unlawful content.

12. Intellectual Property

All content on the website — including text, graphics, logos, design, and underlying code — is owned by Christina Skinnerup or her licensors and is protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to view the website for personal or internal business use only. All other rights are reserved.

13. Third-Party Services

The website may reference or link to third-party services (such as QuickBooks Online, Google, and hosting or scheduling providers). Christina Skinnerup does not control and is not responsible for third-party services, their content, or their terms.

14. Website Availability

The website is provided on an "as available" basis. Christina Skinnerup may modify, suspend, or discontinue any part of the website at any time, without notice, and is not responsible for interruptions or downtime.

15. Warranty Disclaimer

THE WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR AVAILABILITY. YOUR USE OF THE WEBSITE IS AT YOUR OWN RISK.

16. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, CHRISTINA SKINNERUP WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE. TOTAL LIABILITY FOR ANY CLAIM ARISING FROM USE OF THE WEBSITE IS LIMITED TO ONE HUNDRED U.S. DOLLARS (US$100). LIABILITY FOR SIGNED ENGAGEMENTS IS GOVERNED BY THE APPLICABLE ENGAGEMENT LETTER.

17. Indemnification

You agree to defend, indemnify, and hold harmless Christina Skinnerup from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the website, your violation of these Terms, or your violation of any law or third-party right.

18. Governing Law

Unless a separate signed service agreement states otherwise, these Terms are governed by the laws of the State of Nevada, without regard to its conflict-of-law principles.

19. Privacy Policy

Your use of the website is also governed by the Privacy Policy, which is incorporated into these Terms by reference.

20. Changes to These Terms

Christina Skinnerup may update these Terms from time to time. Material changes will be reflected by revising the "Last updated" date at the top of this page. Your continued use of the website after an update constitutes acceptance of the revised Terms.

21. Contact